Insurance Strategy, Technology & Operations
I advise carriers, MGAs, and investors on insurance technology strategy and emerging risks, drawing on a career spent building and running insurance operations.
My Focus Areas
Carrier Technology Strategy
Where technology investments create underwriting advantage and where they don't. Grounded in hands-on carrier operations.
Governed a $325M technology portfolio at CNA.
MGA Operations
Product design, underwriting ops, and capacity strategies for MGAs and program platforms. Formation through scale.
Built a cyber MGA from scratch (acquired by Zurich). Co-founded a parametric MGA.
AI & Emerging Risks
How AI liability, autonomous systems and other new risks create new insurance exposure, before the market hardens.
Built products around two emerging risk classes: cyber and parametric catastrophe.
Background
My name is Joerg Proeve. I have spent my career on both sides of the insurance operating model — inside carriers like Chubb and CNA, and building MGAs from scratch. My background bridges business and engineering: MBA from London Business School and Master’s in Electrical Engineering from Karlsruhe Institute of Technology, Germany.
Recent Writing on Industry Trends
Six deals in thirty months paired global balance sheets with cyber underwriting platforms. The independent model still works, but the list of willing partners is shrinking.
How information, technology, and capital stopped being scarce, and who owns the scarcities that remain.
The first cohort of AI liability writers is live. The measurement infrastructure underneath them is not.